From April 29th, ofo, Yonganxing, Xiaolan, Hellobike, funbike, Ubai and other six shared bicycles have access to Alipay. Users can directly use Alipay to sweep and can ride directly, and each ride can be performed. Get insurance. The reporter learned today that in just 4 days, millions of people have already obtained shared bike riding insurance through Alipay, of which 4 are already in the claims process. Sharing bicycles is becoming the new darling of people's travel. At present, the number of users of shared bicycles in China has exceeded 30 million, and it is growing rapidly. In addition to the deposit issue, users are most concerned about the safety of shared bicycles: Will the car be damaged on the road? Can you get compensation for a bike accident? How to make claims? Alipay and Cathay Pacific P&C jointly launched the “Ride to Safeguard†to solve this pain point. According to the insurance terms, accidents and self-inflicted injuries will occur during the opening and use of shared bicycles through the Alipay scan code. There will be 500,000 deaths or disability for death or disability, and 5,000 for accidental medical claims. Currently supporting this insurance are ofo, yonganxing, Xiaolan, Youbai and funbike bicycles. Gao Tianjiao, head of the Cathay Pacific Insurance Risk Sharing Bicycle Insurance Project, told reporters, “At present, there are four cases that are already in the claims process. Some users still need to go to the hospital for review, and the claims can be completed when the materials are uploaded. In addition, there are several cases that do not In line with the claim conditions, it is mainly because Alipay account holders and the actual riders are not the same person." The reporter experienced the use of Alipay scan code and found that when the unlock is successful, the Alipay home page will automatically jump out of a page, suggesting that "shared bicycles have been unlocked" below, there is a "free security" prompts, users click to enter The insurance protection page clearly tells which conditions can be applied for claims and claims. There are three steps. There is a “one-click claims†button directly on the page. "After the scan code is unlocked, the insurance protection page displayed on the homepage will continue the entire riding process. This means that users can consult Alipay and apply for insurance claims at any time during the ride." Ant Financial Insurance Group shared bicycles The person in charge of the insurance project is light, and he cares more about how many people experienced the claims process than claims data.